Beta — Free for early users

Credit checks catch bad credit.
They don't catch fake documents.

A landlord in Austin approved a tenant with a 740 credit score. Three months later, she was filing a $12,000 eviction — the pay stubs were fake. TenantProof would have caught that in 2 minutes.

No credit card required · Results in under 3 minutes · Free during beta

TenantProof Report
Pay Stub Analysis
HIGH RISK
Net pay calculation error
Gross ($4,800) minus deductions ($1,247) should be $3,553 — stub shows $3,800
Social Security rate wrong
Shows 5.8% — must be exactly 6.2% of gross pay
Employer not verified
"Apex Solutions LLC" not found in Google Places
Medicare rate correct
1.45% — matches expected rate
Summary

"This pay stub has a $247 math error and an incorrect Social Security tax rate. The employer could not be verified. These are strong indicators of a fabricated document. We recommend requesting additional documentation."

Confidence: 94%3 red flags · 1 pass
40%+

increase in rental fraud since 2020

93%

of property managers have encountered fraud

$7,500+

average eviction cost (can exceed $30,000)

Source: NMHC surveys, industry research. See all statistics →

Built for Independent Landlords

Enterprise tools like Snappt charge hundreds per month and require sales calls. TenantProof is pay-per-use at $29/screening — designed for landlords who manage 1-10 units and already use credit checks.

Small landlords

1-10 units, self-managed or with a PM

Small PM companies

Managing under 50 doors, screening regularly

Anyone using credit checks

SmartMove, RentPrep, TurboTenant users

What Credit Checks Miss

Credit checks verify:

  • Credit history and score
  • Prior evictions
  • Criminal background
  • Estimated income from credit patterns
THE GAP

TenantProof catches:

  • Fake pay stubs with math errors
  • Manipulated bank statements
  • Forged employment letters
  • Inflated income claims

Use both for complete protection. See how TenantProof compares →

How It Works

Three steps, under three minutes.

1

Upload tenant documents

Drag and drop pay stubs, bank statements, employment letters, W-2s, or tax returns. Up to 5 documents per screening. Works on desktop and mobile.

2

AI runs 20+ checks per document

Not a simple template match. TenantProof verifies math (gross minus deductions = net?), tax rates (SS 6.2%, Medicare 1.45%), payroll formatting (ADP, Paychex, Gusto), and checks the employer actually exists via Google Places.

Math validation Employer verification Format analysis Cross-doc checks
3

Get a clear risk report

A risk score (Low / Medium / High), a confidence percentage, and plain-language explanations of every finding. No jargon — just what you need to make a decision.

Simple Pricing

BETA
$29Free
during beta · limited time
  • Up to 5 documents per screening
  • 20+ checks including employer verification
  • Plain-language risk report
  • Results in 2-3 minutes

No credit card required. Will be $29/screening after beta.

Already using SmartMove? See how TenantProof complements credit checks

Real Scenarios TenantProof Catches

Based on common fraud patterns we detect during beta testing.

A tenant submits pay stubs that look perfect — clean formatting, reasonable salary. TenantProof catches a Social Security tax rate of 5.8% instead of the required 6.2%. The stub was from a $20 generator site.

Tax rate mismatch detected

A bank statement shows $4,200/month in deposits, matching the pay stub. But TenantProof finds the starting balance plus deposits minus withdrawals doesn't equal the ending balance — off by $1,847. The statement was edited.

Balance roll-forward failed

Frequently Asked Questions

How does TenantProof detect fake pay stubs?

TenantProof uses AI to check for math errors (gross pay minus deductions must equal net pay), incorrect tax rates (Social Security must be 6.2%, Medicare 1.45%), round-number red flags, missing payroll provider formatting, and patterns from known fake pay stub generators.

Does TenantProof replace a credit check?

No. TenantProof complements credit checks like SmartMove. Credit checks verify financial history and credit score. TenantProof verifies that income documents (pay stubs, bank statements, employment letters) are authentic. A tenant with a 700 credit score can still submit fake pay stubs.

What documents can TenantProof analyze?

TenantProof analyzes pay stubs, bank statements, employment verification letters, W-2 forms, and tax returns. It checks each document individually and cross-references them against each other for consistency.

How much does TenantProof cost?

TenantProof costs $29 per screening with no subscription required. During beta, it is free for early users. Each screening can include up to 5 documents.

How long does the analysis take?

Most analyses complete in 2-3 minutes. You receive a clear risk score with plain-language explanations of any findings.

Is TenantProof an FCRA-compliant screening report?

No. TenantProof is a decision support tool that analyzes documents for signs of manipulation. It is not a consumer reporting agency and does not provide tenant screening reports under the Fair Credit Reporting Act (FCRA). It should be used alongside, not instead of, traditional screening tools.

Free Fraud Prevention Tips

Get landlord-focused tips on spotting fake documents, screening best practices, and fraud trends. No spam.

Unsubscribe anytime. We respect your inbox.